SourceOne is a division of Insured Solutions that combines payroll services, workers' compensation insurance, risk management, GL and EPLI on a pay-as-you-go basis. Our PDF brochures for SourceOne services are just a click away.
SourceOne Overview PDF
Download the full PDF containing information on all SourceOne services here, or select an individual service below.
Download Full PDF| Market | SourceOne PEO (Zurich) Combined Workers' Comp and Payroll Svcs | SourceOne PEO Program (Benchmark/Sunz) Combined Workers' Comp and Payroll Svcs |
|---|---|---|
| Website | Click here | Click here |
| Rating | A | A |
| States Available | All but monopolistic | AL, AR, AZ, DE, FL, GA, IN, KY, LA, MS, MO, MT, NC, OK, TN, TX |
| Submission Requirements | Completed ACORD, 3 years + current year loss runs valued within 60 days, mod sheet, supplemental app if available, complete description of operations, details of claims over $50k, website address | Completed ACORD, 3 years loss runs valued within 30 days, Sunz approved loss affidavit |
| Additional Requirements | Need to know heights/depths worked at , driving exposures, MVR checks frequency, 24 hour exposures, OSHA violations, subcontracted % and certs | Class code review forms (8810/8742) for construction and industrial contracting classes |
| Appetite | Artisan contractors, retail, manufacturing, transportation must have at least $2M payroll (highly scrutinized), couriers/mail routes, framers, staffing companies ($2M payroll, 3 years in business) | Trucking under 200 mile radius, restaurants, janitorial, home health, day care, wood shops, manufacturing, plastics manufacturing, printing. Temp staffing appetite includes most manufacturing, light industrial, office, shop work |
| General Exclusions | Long haul, heights over 20 feet, depths greater than 4 feet, steel erection, environmental/hazmat, silica, group transportation, explosives/ammunition, tree trimming, subcontracted work over 50% | No flatbed trailers, no drivers over age 60, no owner-operators, no heights over 15 feet, no depths exceeding 5 feet, no live/hot electrical line work, no 24 hour live-in. Temp staff exclusion include no driving, no heights over 6 feet, no lifting more than 50 lbs, no working with glass or hot surfaces, no mixing of chemicals, no punch presses, no table saws, no boat/rail yards, no day labor |
| Turnaround | 48-72 Hours | 48-72 Hours |